$380,000 invested, $5,000/mo while below the Coast threshold, 7% real while saving, target retire 55, then $72,000/yr withdrawals with 2% real in retirement (illustrative stress — portfolio can trend toward depletion). Hover the chart for year-by-year detail.
Burned out at a $180k tech job with $380k already invested. Wants to know if taking a $90k role means falling behind — or if the portfolio will carry the rest. Scenario calculator
| Age | Phase | Start $ | Coast thr. | $/mo flow | Annual W | End $ |
|---|
Drawdown note: Accumulation uses the scenario default 7% real; retirement uses 2% real so fixed real withdrawals can outpace growth — an illustrative stress path. Adjust assumptions in the calculator. Not financial advice.