$120,000 invested, $4,000/mo while below Coast, 7% real while saving, target retire 65, then $60,000/yr withdrawals with 2% real in retirement (illustrative stress). Hover the chart for detail.
Only started investing seriously at 44. $120k saved, $155k income, no mortgage. Needs to know if full FIRE by 65 is still achievable — and what it would take. Scenario calculator
| Age | Phase | Start $ | Coast thr. | $/mo flow | Annual W | End $ |
|---|
7% real accumulation · 2% real retirement (illustration). Edit your story in scenarios.