$1,400,000 invested, $14,000/mo while below Coast, 7% real while saving, target retire 52, then $120,000/yr withdrawals with 2% real in retirement (illustrative stress). Hover the chart for detail.
$420k combined income, 3 kids, $1.4M saved. Targeting $120k/yr in retirement. Fat FIRE math — wants to know if 52 is realistic or if it’s 55. Scenario calculator
| Age | Phase | Start $ | Coast thr. | $/mo flow | Annual W | End $ |
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Large balances still use the same illustrative 2% real retirement return as other scenarios; real-world Fat FIRE planning often assumes different returns and tax drag. Use the calculator to experiment.